Despite promoting what she’s calling an “affordability agenda” ahead of her State of the State address in Albany Tuesday, Gov. Kathy Hochul’s plans are already drawing criticism from conservatives, according to Republican political consultant Bill O’Reilly.

“I think the governor is going to tell us today that she is going to spend us into affordability at all costs. That seems to be the plan,” O’Reilly told “Mornings On 1” anchor Pat Kiernan. “Affordability seems to be the word that she’s latching onto, just putting her arms around it and hugging, hoping that that gets her through, but raising taxes or sending checks to people, it’s all government stuff.”

Hochul in recent weeks has signaled she will go ahead with a $3 billion initiative to send $500 "inflation refund" checks to some New York taxpayers.

The governor has said she wants to expand the state’s child tax credit, and she’s expected to announce major investments in new childcare facilities around the state.

She has also signaled she will push housing affordability, with incentives for new construction and help for first-time homebuyers.

Nevertheless, O’Reilly said Democrats, who have had control of the state Senate, Assembly and governorship for years, have no one to blame but themselves for the affordability crisis they find themselves in.

“The Democrats have had control of all the houses and the executive chamber in Albany now for a whole bunch of years, and so… there’s no place else to look,” O’Reilly said.

Beyond affordability, Hochul is expected to turn her attention to addressing issues like the mental health crisis affecting New York’s subway system.

key element of her plan centers on improving care for people struggling with mental illness.

Hochul has proposed a change to existing law that would allow health and law enforcement professionals to determine if someone requires medical care, even against their will, as part of an effort to ensure proper treatment for those in need. She may also push for changes to the bail reform laws that were passed several years ago.

O’Reilly called that move a “smart play,” saying Republicans would likely be on board with the effort.

Hochul’s address is slated for midday on Tuesday at the Hart Theater.